Critical Illness Insurance Plan - Preventive CI-Surgical+ | Cigna HK

The plan provides comprehensive critical illness protection, with a 10% advance cash benefit for the removal of a benign tumor or a carcinoma-in-situ. Enroll now to take control of your health and well-being.

  • Preventive inpatient surgical benefit to encourage early treatment
  • Critical illnesses benefit to provide a lump sum payment for the 53 covered illnesses
  • Health reward of 50% of the premium paid for no claim record

Enjoy a life-time
10% premium
discount if enroll
together with
your spouse

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Preventive Inpatient Surgical Benefit

Advance lump sum payment of 10% of sum insured for Angioplasty and Other Invasive Treatment for Coronary Artery

Advance payment of HK$10,000 per policy year, up to 10% of sum insured for removal of Benign Tumour (21 items) and Carcinoma-in-situ (17 items)


Coverage of 53 critical illnesses including Cancer, Stroke and Myocardial Infarction, etc.

A lump sum payment of 100% of sum insured (less any claim amount paid) if being diagnosed of any of the 53 illnesses


From 30 days to age 65


Up to age 80


For details of the coverage, please click here.

Exclusive Privilege

50% of total paid premium will be rewarded at the end of every 5 consecutive years’ period if no claim is made within that period
Life-time 10% premium discount if enroll together with your spouse or dependent

Complimentary Benefits

Health Check-Up Benefit

Comprehensive health check-up services include complete physical examination, diabetes screening, blood lipids, kidney function, electrocardiogram and pap smear (for women)/ prostate specific antigen (for men)

Cigna Preventive CI - Surgical + Plan Levels (HK$)
  1 2 3 4
Sum Insured 200,000 300,000 400,000 500,000


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