Cigna Civil Servants Medical Insurance Scheme
Cigna presents five featured medical insurance and critical illness plans for civil servants and non-civil servants employed by the Hong Kong Government and their family members. These medical plans offer more options for civil servants and cater to your various needs, providing peace of mind along your different life stages.
Exclusive discounts are available for you. Contact us now to learn more about the medical insurance plans and offers.
Application & Enquiry Hotline: 8107 0799
- Comprehensive worldwide medical insurance coverage
- No lifetime limit1
- Up to HK$50M annual limit2
- Free annual physical health check-ups (valued at HK$1,800)
- Flexible options to suit your needs (area of coverage, accommodation room type and annual deductible options)
- Optional benefits (Outpatient, Pharmacy, Dental, Deductible Discount, Premium Waiver due to Cancer)
- All-round healthcare concierge service in Hong Kong
- Cashless hospitalization
- Comprehensive medical protection, which covers pre-admission and post-hospitalization treatment, cancer treatment, dialysis and more
- Health reward of up to 15% premium discount at renewal for no claim record
- An array of optional benefits to suit your needs (Supplementary Major Medical, Hospital Cash, Outpatient, Dental)
- Free annual health check-ups
- 10 years of comprehensive medical protection, including hospitalization and surgical expenses and a lump-sum carcinoma-in-situ benefit
- 108% return of premium
- Up to HK$300,000 lump-sum cancer benefit
- Fixed premium during the 6-year premium term
- Annual discount coupons for body check-ups and spinal health assessments
- Guaranteed return of 100% of total premium paid4 on death or at age 65
- Cover 100 critical illnesses, including 61 types of critical illnesses & 39 types of early stage critical illnesses
- The premium you pay will not increase with your age or claim history
- Access to Cigna Wellness Solution for a healthy lifestyle and peace of mind
- Lifetime CI Protection Offer4,5 at age 65 to apply for your critical illness protection to cover up to age 100, without further health assessment
Remark on product features:
- Lifetime limit of HK$500,000 applies to the Optional Pharmacy Benefits.
- The Basic Benefits and Optional Outpatient Benefits under standard private room and semi-private room types are subject to an overall maximum annual limit of HK$50,000,000 and HK$30,000,000 respectively.
- Applies only to the Cigna VHIS Series – Flexi Plan (Superior).
- Applies to Guarantee 100 Protection Plan only.
- The plan to be offered will be subject to Cigna's terms and conditions on the Maturity Date.
This webpage contains terms and conditions of the promotion only and does not represent the full terms of the policy. For details of the features, contents, terms, conditions and exclusions of the Cigna products in this leaflet, please refer to the relevant product brochure(s) at www.cigna.com.hk and the policy provision(s).
Contact us and apply now!
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