Cigna Hong Kong Claims - Insurance Claims Procedure & Forms

Make a Claim

Step by Step

Cigna is ready to help with your claim. We make the process as easy as possible for the peace of mind you deserve. To proceed, select the claim type below.

  • Completion of Death Claim Form
  • Original death certificate of insured person
    If the Life Insured passes away in Mainland China, please provide:
    • Notarized Death Certificate
    • Proof of cancellation of the Hong Kong Identification Card issued by the Hong Kong Immigration Department
  • Certified true copy of Hong Kong Identity card of the Life Insured/Beneficiary/Claimant
    • If the beneficiary/claimant is not a Hong Kong Permanently Identify Card Holder, please provide us with nationality proof (e.g. Certified true copy of passport or other identity document(s)
  • Proof of relationship between Life insured and Claimant/Beneficiary
  • Return of original Life Insurance Policy
    If policy is lost, please declare in the Claim Form.
  • Proof of residential address and permanent address (if different from the residential address ) of the claimant/beneficiary
    According to the Anti-Money Laundering and Counter-Terrorist Financing (Financial Institutions) Ordinance ("the AMLO"): Please provide any Tax Notice/ Towngas/ Electric bill or Bank statement etc., issued in the last 3 months.
  • Death Investigation report or post mortem report, if any
    If the death was due to accident, please provide relevant report.
  • Letter of Administration
    If no beneficiary has been assigned, the beneficiary will be the legal representative.
Remarks:

Original bills and receipts (e.g. medical/ hospital receipts) must be submitted together with any of the above claim forms. Clinical diagnosis must be endorsed on all bills and receipts by your attending doctor. Attending Doctor's referral letter should be submitted if you are claiming for Specialist Consultation, Laboratory Test and Long Term Medicine reimbursement. Your request will be processed immediately upon receipt of the form with complete information. You will receive our written reply within 10 working days.

Should you need further assistance, please feel free to contact your Financial Consultant or Cigna Customer Service Hotline at 2560 1990 during office hours (Mon – Fri, 0900 - 1900, except Public Holidays).

To make a claim please login to our customer portal or register at www.mycigna.com.hk or download our app from the app store or Google Play store.

When submitting a claim through My Cigna or the app please have the below documents ready.

Hospital Reimbursement Claim

  • If your policy duration is less than three years you will need to have your doctor completing an Accident or Medical Expenses Doctor Form (sample):
  • Receipt from your treatment
  • Statement of charges from the hospital/Hospital Invoice 
  • Hospital Discharge Summary or any dcouments issued by doctor/hospital with diagnosis
  • Identity card copy of the Policyholder
  • Proof of residential address and permanent address (if different from residential address) within 3 months of the Policyholder
  • If you have submitted a claim with another insurer then you will also need a copy of the Compensation Breakdown from the other Insurer(s)
Guarantee of Payment (Applicable to Choice and Elite)

For application of Guarantee of Payment (GOP) before hospitalization please have your admission note ready but if you don't have one you can still submit a claim.

To make a claim please login to our customer portal or register at www.mycigna.com.hk or download our app from the app store or Google Play store.

When submitting a claim through My cigna or the app please have the below documents ready:

  • If your policy duration is less than two years you will need to have your doctor complete an Accident or Medical Expenses Doctor Form (sample)
  • Statement of charges from the hospital/Hospital Invoice 
  • Hospital Discharge Summary or Any dcouments issued by doctor/hospital with diagnosis
  • Identity card copy of the Policyholder
  • Proof of residential address and permanent address (if different from residential address) of the Policyholder

To make a claim please login to our customer portal or register at  www.mycigna.com.hk or download our app from the app store or Google Play store .

When submitting a claim through My Cigna or the app please have the below documents ready:

To make a claim please login to our customer portal or register at  www.mycigna.com.hk or download our app from the app store or Google Play store.

When submitting a claim through My Cigna or the app please have the below documents ready:

  • Completed Disability Claim Form from your doctor
  • Related medical documentation issued by attending physician/ hospital
  • Sick Leave certificate from your employer
  • Identity card copy of the Policyholder
  • Proof of residential address and permanent address(if different from residential address) within 3 months of the Policyholder

To make a claim please login to our customer portal or register at  www.mycigna.com.hk or download our app from the app store or Google Play store.

When submitting a claim through mycigna or the app please have the below documents ready:

  • Receipts from your treatment
  • Doctor's referral letter  if you are claiming for Specialist Consultation, Chiropractor, Physiotherapy, Laboratory Test and Long Term Medicine reimbursement.
  • If you have submitted a claim with another insurer then you will also need a copy of the Compensation Breakdown fromthe other Insurer(s)
  • Original medical receipts
  • Copy of Hong Kong Identification Card of the Policyholder

For group customers with policies starting after 1 April  please log in to our customer portal or register at www.mycigna.com.hk or download our app from the app store or Google Play store .

When submitting a claim through My Cigna or the app store please have the below documents ready:

  • Receipts from your treatment
  • Doctor's referral letter  if you are claiming for Specialist Consultation, Chiropractor, Physiotherapy, Laboratory Test and Long Term Medicine reimbursement.
  • If you have submitted a claim with another insurer then you will also need a copy of the Compensation Breakdown fromthe other Insurer(s)

For group customers with policies starting before 1 April please send us  the below

  • Completion of Group Outpatient Claim Form
  • Related medical documentation issued by attending physician/ hospital, if any
  • Laboratory/ X-ray/ CT scan/ MRI/ Diagnostic report, etc.

For group customers with policies starting after 1 April  please log in to our customer portal or register at  www.mycigna.com.hk or download our app from the app store or Google Play store .

When submitting a claim through My Cigna or the app please have the below documents ready:

  • If your policy duration is less than three years you will need to have your doctor complete an Accident or Medical Expenses Doctor Form (sample)
  • Receipts from your treatment
  • Statement of charges from the hospital/Hospital Invoice 
  • If you have submitted a claim with another insurer then you will also need a copy of the Compensation Breakdown fromthe other Insurer(s)

For group customers with policies starting before 1 April please send us  the below;

  • Completion of Hospital/ Medical Expense Claim Form
  • Original medical receipts
  • Related medical documentation issued by attending physician/ hospital, if any
  • Laboratory/ X-ray/ CT scan/ MRI/ Diagnostic report, etc.

For group customers with policies starting after 1 April  please log in to our customer portal or register at  www.mycigna.com.hk or download our app from the app store or Google Play store .

When submitting a claim through My Cigna or the app store please have the below documents ready:

  • Receipts from your treatment
  • If you have submitted a claim with another insurer then you will also need a copy of the Compensation Breakdown fromthe other Insurer(s)

For group customers with policies starting before 1 April please send us  the below;

  • Completion of Group Outpatient Claim Form
  • Original medical receipts
  • Related medical documentation issued by attending physician/ hospital, if any

Remarks:

Your request will be processed immediately upon receipt of the form with complete information. Should you need further assistance, please feel free to contact either of following:
- Your Financial Consultant
- Cigna Customer Service Hotline : 852) 2560 1990 during office hours (Mon – Fri, 0900 - 1900, except Public Holidays).
- Cigna HealthFirst 24 hours Hotline at 852) 8203 2202 (applicable to Core and Choice)
- Cigna HealthFirst Elite 24 hours Hotline at  852) 8200 2211 (applicable to Elite)