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    FAQ

    Frequently Asked Questions

    General Questions
    Why I have to use “MyCigna”? I prefer check my policy information via Customer Service Hotline or Financial Consultant which are more effectiveWe highly recommend customers to use our online self-support services available on MyCigna HK to access your policy information, submit claims, find doctors and request policy changes anytime. You can login here or download MyCigna HK app from the App store or Google Play. Do I need to wait for the notification for registering “MyCigna”?Cigna Healthcare's policyholders can register on the "MyCigna HK" mobile app using their ID number and date of birth one to two working days after receiving the welcome email. I forget my “MyCigna” login password, how can I get it reissued?At the login page, simply click “Forget Password” button at the lower left of the page and follow the instruction to provide the relevant information, the password will be regenerated to you accordingly. I would like to have policy changes request (i.e. contact information / policy owner, etc.), how can I submit it?

    You can login to MyCigna HK App to submit the following policy change request :

    • Basic Information
    • Beneficiary
    • Ownership
    • Request for Policy copy or and Medical Report copy
    • Premium Payment Information

    The steps are as follows:

    1. Log in to the MyCigna HK mobile application.
    2. Click "Change Policy"
    3. Select the item, enter the information, and submit the application

    Should you need further assistance, please feel free to contact your Financial Consultant or Cigna Customer Service Hotline at (852) 2560 1990 during office hours (Mon – Fri, 0900 - 1900, except Public Holidays).

    About Insurance Claims
    How do I submit a claim application?Please download the "MyCigna HK" mobile app and register as a user. After logging in, go to "Submit a Claim" to submit your claim.
    For details about the claim procedures, please visit the company's website.
    www.cigna.com.hk/en/customer-service/insurance-claim-procedure
    Which documents are required for a claim submission? Is there a checklist of procedures available for reference?

    When you submit a claim through "MyCigna HK" mobile app, please have the below documents ready. Below required documents must be received within 90 days from the date on which medical expense were incurred (Please refer to actual policy terms and conditions).

    • Completed Claim Form (Part I)
    • Attending Physician Statement or Accident or Medical Expenses Doctor Form completed by your attending doctor (Part II of the Claim Form)
    • Medical Receipt(s)
    • Hospital statement of charges / invoice / bill with breakdown of charges
    • Hospital Discharge Summary or any document(s) issued by doctor/hospital with diagnosis proof
    • If you have submitted a claim to other insurer(s), please provide a copy of the relevant Compensation Breakdown
    For details about the claim procedures, please visit the company's website.
    www.cigna.com.hk/en/customer-service/insurance-claim-procedure
    Where can I find the coverage and cover amount of my policy?You can log in to the "MyCigna HK" mobile app and go to "My Policies" to check the coverage and related policy documents of your active policies. How can I check the progress of my claim processing? Where can I find my claim record?You can log in to the "MyCigna HK" mobile app and go to "My Claims" to view the latest claim status. Additionally, we will notify you via email/SMS when your claim record is updated. If I have received reimbursement from another insurance company, do I need to submit additional documents when applying for a claim with Cigna Healthcare?If you have received reimbursement from another insurance company, please provide the original or certified copy of the receipt and the relevant settlement notice when submitting your claim application to Cigna Healthcare. When submitting a claim, do I need to provide the original medical documents?We reserve the right to request the original medical documents.
    About Policy Termination
    Does forgetting to pay the premium mean the policy is terminated?Our company provides policyholders with a grace period of thirty (30) days from the premium due date to pay the premium. The policy remains effective during the grace period; however, no claims will be paid until the premium is fully paid. If the policyholder fails to settle the full premium by the end of the grace period, the policy will be terminated on the premium due date. How does policy termination affect me? Upon termination of this policy, the coverage under this policy will also be terminated. Unless otherwise specified, any premiums paid for the current policy year and all previous policy years will not be refunded. Can a policy be reinstated after termination?Under specific policy terms, if the policy lapses due to outstanding premiums, the policyholder can apply for reinstatement within three (3) months from the first premium due date. However, this is subject to policy requirements and approval by our company. (Please note that the reinstatement clause only applies to certain policies. Please refer to the specific policy terms and conditions for details.)

    Cigna Worldwide General Insurance Company Limited has been authorized and regulated by the Insurance Authority to carry out general insurance business in or from the Hong Kong SAR. Cigna Worldwide General Insurance Company Limited ("Cigna Healthcare"), © 2025 Cigna Healthcare. All rights reserved

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