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    Cigna Platinum Plan

    Cigna Platinum Plan

    - Cigna Healthcare’s most comprehensive international plan.
    - Extensive hospital network in Hong Kong and beyond.

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    Get in Touch

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    Cigna Leaf

    Cigna Platinum – High-End International Health plan

    Do you have the need for seamless access to international healthcare? Discover how our Cigna Platinum plan can give you maximum peace of mind wherever life takes you.

    This premium level of international health insurance offers comprehensive and flexible coverage, ideal for globally mobile expats and affluent locals living or working in Hong Kong.


    Plan Highlights:

    • Flexible options to match your needs and suit your lifestyle
    • 24/7 multi-lingual local and international support
    • Multi-currency plan with a wide range of deductible and co-insurance options
    • Richest health and wellness cover to ensure best prevention
    • Exclusive programs such as wellness coaching, mental health support programs and chronic condition management

    Plan Benefits

    Extensive Global Network

    Access to a global medical network of over 2 million trusted hospitals, clinics, and doctors.

    Dedicated Customer Service

    Our multilingual Customer Care team is available 24/7, ensuring seamless service and personalized assistance every step of the way.

    Full Hospital Coverage

    Rest easy knowing all eligible inpatient and daypatient treatments are covered in full.

    Mental & Behavioural Health

    Receive full coverage for eligible mental and behavioural health care with wide range of virtual and face-to-face support.

    Coverage DetailsThe following benefits are included in our Cigna Platinum Plan. For full details, please refer to the Sales Brochure and Customer Guide.
    Hospitalisation and Surgical Benefits

    • Full Coverage: Hospital charges and surgery covered in full, no annual maximum
    • Private Room: Guaranteed admission to private room during hospitalisation
    • Prescribed Treatments: Drugs, pathology, radiology, and advanced imaging covered while hospitalised
    • Emergency Care: Accident and emergency treatments included
    • Inpatient Rehabilitation: Physiotherapy, cognitive therapy, and speech therapy paid in full
    • Mental Health Support: Inpatient mental and behavioural health care fully covered
    • Extensive Cancer Care: Comprehensive cancer treatment covered in full

    Optional Modules to Enhance Your Plan

    • International Outpatient: Enhanced outpatient care without the need for hospital admission. This includes access to specialists, prescribed outpatient medications, rehabilitation services, genetic testing, and more.
    • International Medical Evacuation: Provides coverage for emergency medical evacuation and repatriation in case of serious illness or injury abroad.
    • International Vision & Dental: Covers routine eye examination and pays costs for spectacles and lenses. It also covers a wide range of preventative, routine and major dental treatments.
    • International Health & Wellbeing: Includes a variety of preventive screenings and wellness consultations.

    Eligibility & Discounts

    • Policyholders must be at least 18 years old to purchase the policy. There is no upper age limit for renewals.
    • Senior plan: We offer tailored benefits for members aged 60+ and cover common pre-existing conditions such as Type 2 Diabetes, Hypertension, Arthritis, Joint or Back Pain, Osteoporosis / Osteopenia and Glaucoma.
    • Family Discount: 10% discount for families of four or more who select all optional modules.

    Clinical case management and global telehealth

    Speak to a doctor on the phone with our Global Care On-Demand service to get medical advice. With Global Health Assist, our clinical team works closely with customers who are diagnosed with a complex or serious health condition to provide a second medical opinion and personalized case management.

    Plan Comparison

    Cigna Platinum plan is the most comprehensive level of cover we offer among our international high-end health plans. See below a brief comparison with Silver and Gold levels. Contact us for full details of all the plan options.

    Platinum Gold Silver
    Inpatient and daypatient treatment is Paid in Full. Annual maximum of $2,000,000 for inpatient and daypatient treatment. Annual maximum of $1,000,000 for inpatient and daypatient treatment.

    Private room

    Private room

    Private room

    Full cancer care

    Full cancer care up to $2,000,000

    Full cancer care up to $1,000,000

    Medical Imaging and scans Paid in Full

    Medical Imaging and scans up to $15,000

    Medical Imaging and scans up to $10,000

    Rehabilitation, including Physiotherapy Paid in Full

    Rehabilitation, including Physiotherapy up to $15,000

    Rehabilitation, including Physiotherapy, up to $5,000

    A&E Room Treatment up to $2,000

    A&E Room Treatment up to $1,000

    A&E Room Treatment up to $500

    Routine Maternity up to $14,000

    Routine Maternity up to $7,000

    No Routine Maternity

    Obesity surgery up to $25,000

    Obesity surgery up to $20,000

    No obesity treatment

    Infertility treatment up to $10,000

    No infertility treatment

    No infertility treatment

    Cigna Worldwide General Insurance Company Limited has been authorized and regulated by the Insurance Authority to carry out general insurance business in or from the Hong Kong SAR. Cigna Worldwide General Insurance Company Limited ("Cigna Healthcare"), © Cigna Healthcare. All rights reserved

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