Medical Insurance & Health Insurance Plans - Cigna HK

Secure Your Health


Medical professionals help take care of peoples’ health but sometimes the help doesn’t come affordable. Cigna safeguards your health by offering comprehensive personal medical insurance plans to relieve the financial pressure so that you can focus on recovery.

This medical plan offers comprehensive worldwide medical coverage with no lifetime limit. It provides up to HK$50M annual limit and assists you against huge unexpected expenses on best medical treatment and services. The medical protection is designed to suit your every need, providing true reassurance for you and your loved ones.

The plan covers not only your hospitalization expenses, but also common expenses such pre-admission and post-hospitalization treatment, cancer treatment, dialysis and more, enhancing your chances for speedy recovery. With cashless hospitalization at any Hong Kong hospitals, subject to pre-approval, you can get the hospital admittance without paying an admission deposit and you would not need to make any claim after discharge.

You can tailor your own health insurance from the 6 valuable benefits(including core outpatient, outpatient surgery, supplementary outpatient, dental, cancer and vision) according to your needs. You can customize your protection to close your protection gaps.

This medical plan provides annual medical coverage of up to HK$1 million with premium as low as a few dollars a day, enabling you to choose more advanced or better medical treatment when you need to cover major medical expenses.

Tailored for pre-diabetic and diabetic patients. In addition to covering most of your medical expenses, this diabetes plan rewards you for the healthy progress you make, and provides you with tools for better disease management.

Cigna presents five featured medical insurance plans for civil servants and non-civil servants employed by the Hong Kong Government and their family members with exclusive discount. These plans cater to your various needs, providing peace of mind along your different life stages.

Our premier global health plan for expatriates offers global coverage you can use in Hong Kong and wherever you travel. Your health plan moves with you, even if you move to other countries. Customize your plan with a range of optional modules including Outpatient, Health & Wellbeing, Vision & Dental and Emergency Evacuation.