Maximize the Value of Your Premium with Cigna’s New VHIS Plans

Affordable, simple and predictable
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Brand New No.1 Cigna VHIS Series is now launched!

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Apply for the VHIS (Superior) plan now and receive the 6-month premium refund upon successful enrolment1
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Coverage up to HK$30 million with tax savings

When it comes to Voluntary Health Insurance Scheme ("VHIS"), too often it’s a tough decision between excessively high premium and lackluster coverage.

Cigna knows you deserve to be offered the easiest choice. We have launched a new series of Voluntary Health Insurance Flexi Plans on 24 March 2021, aiming to deliver the best combination of price, coverage and value-added services.

With maximum HK$8,000 per insured person in premiums eligible for tax deduction, you can rest assured that you can anticipate and afford every dollar of your medical expenses, making our voluntary health insurance plans the smartest choice.

Apply for the Latest VHIS Flexi (Superior) Plan and Enjoy the 6-month Premium Refund1 for Insured Persons who have enrolled successfully before 24 March

Key features of the new Cigna VHIS
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Affordable VHIS
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Simple VHIS
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Predictable VHIS
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The best value for money VHIS that meets your needs
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Affordable VHIS

Extensive coverage at a daily premium as low as $9!

Not only our plan is tax deductible, its 5 deductible options ranging from HK$0 to HK$75,000 enable your premium to deliver more bang for the buck!

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Simple VHIS

The plan offers coverage of up to HK$30,000,000 with no lifetime limit, together with accommodation in a semi-private hospital room!

Medical expenses are fully covered, with no sub-limit for each benefit item.

No longer you’ll need to worry about future medical expenses as your policy is guaranteed for renewal up to age 100, giving you 100% lifetime assurance.

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Predictable VHIS

Enjoy our "Cashless Hospitalization" service by simply showing your Cigna e-medical card on a smartphone at the hospital. No additional medical claims required.

Get fuller coverage by combining the plan with other Cigna outpatient benefits!

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The best value for money VHIS that meets your needs

Looking to avoid a long wait for treatment, but feeling nervous that your insurance coverage might not be enough for private hospital care?

Your wellbeing deserves no compromise. Choose a VHIS plan that protects you for every cent you spent on your premium without blowing your budget.

Notes:

  1. The premium refund is subject to the relevant terms and conditions. Please refer to the relevant promotional leaflet for details.
  2. Premium is calculated based on a non-smoker aged 28, selecting $75,000 deductible option.