Illustration: VHIS Cancer Coverage
Medical
Medical Insurance

Illustration: VHIS Cancer Coverage

8 Mins read
cigna-team Author Cigna Team

According to the latest statistics from the Hong Kong Cancer Registry, a record high of 31,468 new cancer cases were diagnosed in 1506. It also forecasts the new cancer cases in Hong Kong are projected to rise by up to 40% by 2030.1 Cancer is definitely something to watch out for in Hong Kongers’ plans to safeguard our health and well-being in life.

But how to do so with a limited budget? Cigna VHIS Series Flexi Plan (Superior) delivers all the benefits of Standard Plan, and on top of it, provides comprehensive coverage for cancer treatments with full compensation.

Hospitalization benefits

Full compensation

Surgical benefits

Full compensation

Diagnostic Imaging

Full compensation

Cancer Treatment

Full compensation

Annual Benefit Limit

$5,000,000 per policy year

Lifetime Benefit Limit

$20,000,000

Deductible (per Policy Year)

$0

$15,000

$25,000

$50,000

Here is how Cigna's Flexi Plan (Superior) gives you a totally hassle-free experience.

Policyholder: Isaac

Age: 50

Plan level: Cigna VHIS Series - Flexi Plan (Superior)

Deductible: HK$0

illustration-vhis-cancer-coverage1

Isaac started his own business and was later diagnosed with carcinoma of the stomach. With Cigna VHIS Series - Flexi Plan (Superior) and HK$0 deductible plan, every aspect of his treatment from diagnostic imaging process to a lengthy set of cancer treatments are all covered and carried out by top professionals without delay. Without the financial burden, Isaac is able to pick up his business and forge ahead towards achieving his business goals.

 

HK$

Pre-confinement (HK$)

Pre- and post-Confinement/

Day Case Procedure outpatient care

$580

Prescribed Diagnostic Imaging Tests

+$27,000

1st confinement

Room and board

+$2,600

Miscellaneous charges

+$40,000

Surgeon’s fee

+$32,000

Specialist’s fee

+$2,400

Prescribed Diagnostic Imaging Tests

+$43,000

2nd confinement

Room and board

+$5,200

Miscellaneous charges

+$67,200

Surgeon’s fee

+$97,900

Post-confinement

Pre- and post-Confinement/

Day Case Procedure outpatient care

+$1,740

Total Medical Expenses

= $319,620

Deductible

-$0

Total claim payable

= $319,620

Total premium paid

-$16,937

First-year premium discount for online purchase

$16,937x15%

+$2,540

Tax benefit (based on 15% Standard Rate)

($16,937-$2,540)x15%

+$2,159

Total covered

=$307,382

With an affordable premium, Cigna VHIS Series Flexi Plan (Superior) offers full protection of heavy medical bills when you are most in need. In addition, we offer 15% off your first-year premium for online purchase. Click here for more details.

  1. SCMP:New cancer cases in Hong Kong projected to rise by up to 40 per cent by 2030

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