According to the latest statistics from the Hong Kong Cancer Registry, a record high of 31,468 new cancer cases were diagnosed in 1506. It also forecasts the new cancer cases in Hong Kong are projected to rise by up to 40% by 2030.1 Cancer is definitely something to watch out for in Hong Kongers’ plans to safeguard our health and well-being in life.
But how to do so with a limited budget? Cigna VHIS Series Flexi Plan (Superior) delivers all the benefits of Standard Plan, and on top of it, provides comprehensive coverage for cancer treatments with full compensation.
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Hospitalization benefits |
Full compensation |
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Surgical benefits |
Full compensation |
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Diagnostic Imaging |
Full compensation |
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Cancer Treatment |
Full compensation |
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Annual Benefit Limit |
$5,000,000 per policy year |
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Lifetime Benefit Limit |
$20,000,000 |
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Deductible (per Policy Year) |
$0 |
$15,000 |
$25,000 |
$50,000 |
Here is how Cigna's Flexi Plan (Superior) gives you a totally hassle-free experience.
Illustration
Policyholder: Isaac
Age: 50
Plan level: Cigna VHIS Series - Flexi Plan (Superior)
Deductible: HK$0
Isaac started his own business and was later diagnosed with carcinoma of the stomach. With Cigna VHIS Series - Flexi Plan (Superior) and HK$0 deductible plan, every aspect of his treatment from diagnostic imaging process to a lengthy set of cancer treatments are all covered and carried out by top professionals without delay. Without the financial burden, Isaac is able to pick up his business and forge ahead towards achieving his business goals.
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HK$ |
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Pre-confinement (HK$) |
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Pre- and post-Confinement/ Day Case Procedure outpatient care |
$580 |
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Prescribed Diagnostic Imaging Tests |
+$27,000 |
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1st confinement |
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Room and board |
+$2,600 |
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Miscellaneous charges |
+$40,000 |
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Surgeon’s fee |
+$32,000 |
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Specialist’s fee |
+$2,400 |
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Prescribed Diagnostic Imaging Tests |
+$43,000 |
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2nd confinement |
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Room and board |
+$5,200 |
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Miscellaneous charges |
+$67,200 |
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Surgeon’s fee |
+$97,900 |
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Post-confinement |
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Pre- and post-Confinement/ Day Case Procedure outpatient care |
+$1,740 |
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Total Medical Expenses |
= $319,620 |
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Deductible |
-$0 |
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Total claim payable |
= $319,620 |
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Total premium paid |
-$16,937 |
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First-year premium discount for online purchase $16,937x15% |
+$2,540 |
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Tax benefit (based on 15% Standard Rate) ($16,937-$2,540)x15% |
+$2,159 |
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Total covered |
=$307,382 |
With an affordable premium, Cigna VHIS Series Flexi Plan (Superior) offers full protection of heavy medical bills when you are most in need. In addition, we offer 15% off your first-year premium for online purchase. Click here for more details.