MAKE THE RIGHT CHOICE FOR YOUR HEALTH
Cigna is dedicated to providing better health and medical insurance choices for the people of Hong Kong, and we have always been wholly focused on these two specialties. Providing health insurance for civil servants, multinational companies, families and individuals, we always ensure that we satisfy the unique needs of each of our customers.
As specialists in health and medical insurance, we want to help you make the right choice for your health. Find out more about the medical insurance plan that works best for you:
- Cigna VHIS Scheme: First batch of providers being certified by the government, with guaranteed renewal up to the age of 100 and unlimited lifetime benefits.
- Cigna HealthFirst Elite: Unlimited, lifetime, worldwide coverage of up to $38.8 million, helping protect you against any nasty or unexpected medical expenses.
- Cigna HealthFirst Choice: With this plan you can enjoy ‘Cashless Hospitalization’, taking away any worry of medical expenses in the unfortunate and unexpected event of an accident. Plus, enjoy 10% off your first year premium!
Cigna understands that maintaining good health does not happen overnight. At every moment in life, you are making choices that can impact your well-being. That’s why this year, we advocates to make the right choices for your health in four different aspects of life: Medical, Eat, Live and Move.
FIND THE RIGHT SOLUTION
Cigna Health4Kids Premium Refundable Plan
Cigna Health4Kids Premium Refundable Plan is a brand new solution that offers your children with comprehensive healthcare protection and wealth accumulation with guaranteed returns.
In addition to major disease coverage, preventive care for kids and hospital cash, this plan also allows you to accumulate wealth for your children and enjoy up to 118% cash value of your Basic Premium paid upon maturity, enabling you to provide a secure healthcare and financial plan for the next generation.
Cigna 108% Health Spectra
With just six years of premium payments, this health insurance plan provides you with ten years of protection including coverage of hospital expenses, surgical expenses and a cancer benefit in the event of the first confirmed cancer diagnosis. Upon maturity at the end of the tenth policy year, you will receive a refund of 108% of your total premium paid, adding value to your wealth!
The extra cash value applies even if you have made claims on surgical, hospitalization, and postsurgical expenses, as well as the carcinoma-in-situ benefit.
Cigna HealthFirst Elite Medical Plan
This medical insurance plan offers comprehensive worldwide medical coverage with no lifetime limit. It provides up to HK$38.8M annual limit and assists you against huge unexpected expenses on best medical treatment and services while offering you flexible options.
Cigna HealthFirst Choice Medical Plan
This medical insurance plan saves you from hassle at times when you need to be hospitalized. The plan covers not only your hospitalization expenses , but also common expenses such pre-admission and post-hospitalization treatment, cancer treatment, dialysis and more, enhancing your chances for speedy recovery. With cashless hospitalization at any Hong Kong network hospital, subject to pre-approval, you can get the hospital admittance without paying an admission deposit and you would not need to make any claim after discharge. A helping hand that works for you.
Cigna Plus Medical Plan
This plan provides annual medical coverage of up to HK$1 million with premium as low as a few dollars a day, enabling you to choose more advanced or better medical treatment when you need to cover major medical expenses.
Group Employee Benefits
Tailored insurance plan to satisfy the unique needs of every company and its employee.
Cigna Health+ 8-in-1 CliniCare
Cigna Health+ 8-in-1 CliniCare Plan offers comprehensive outpatient protection in 8 main areas including Core Outpatient Benefits, Day-patient or Clinical Surgery Benefit and Auxiliary Treatment Benefits with guaranteed acceptance and guaranteed renewal until age 65. By simply presenting the medical card, together with a small amount of co-payment, you can receive up to 50 visits of general practitioner consultations at network clinics per policy year. No waiting period is required!
CIGNA GLOBAL HEALTH OPTIONS PLATINUM PLAN
Our premier global health plan for expatriates offers global coverage you can use in Hong Kong and wherever you travel. Your health plan moves with you, even if you leave Hong Kong permanently. Customize your plan with a range of optional modules including Outpatient, Health & Wellbeing, Vision & Dental and Emergency Evacuation.
Cigna HealthFirst DiaMedic Plan
Cigna HealthFirst DiaMedic Plan is the pioneering solution for diabetic patients or people at high risk of diabetes.
In addition to covering most of your medical expenses for in-patient and out-patient treatments, this diabetes insurance plan rewards you for the healthy progress you make, and provides you with tools for better disease management. Our aim is to proactively cultivate your good health, beyond addressing the complications of the disease. Free Angel of Diabetic membership also gives you access to day-to-day health support.
Cigna Preventive CI-Surgical+
This plan provides comprehensive critical illness protection with a cash benefit upon the first confirmed diagnosis of a critical illness, offering you and your family crucial support during difficult times.
Cigna HealthSecure Protection Booster
Provides comprehensive critical illness coverage with an automatic increase in protection up to 400% of original sum insured as you age, depending on the plan level you choose. You can enjoy a peace of mind knowing your increasing protection need is matched throughout your different life stages.
Cigna VHIS Series
The Voluntary Health Insurance Scheme (VHIS) is a government-endorsed scheme that aims to give the Hong Kong public better access to timely, high quality private medical treatment. The first insurance company to offer three VHIS Certified Plans, including the only VHIS Flexi Plan in town with 4 deductible options.