Flexible health protection and smart services
for women to enjoy every life stage
Every woman deserves the right protection and handy tools to shape the life they want.
Powered by Cigna and The CareVoice, blüüm woman covers the health needs of women in Hong Kong across every life stage, from prevention to protection. You can choose from medical and/or critical illness protection, for coverage from hospitalization all the way through to pregnancy and critical illness. Our plans go the extra mile to provide you with a suite of digital health tools in a single app to ensure a smooth care journey.
A standalone individual indemnity hospital insurance plan aims to cover medical expenses during hospital confinement. This medical insurance policy contains no cash value.
- Unlimited lifetime coverage
- Up to HK$38.8 million annual limit
- Compulsory Quarantine Cash of HK$2,000 per day
- Flexible options to suit your needs (Select different plans of area of coverage, accommodation room type and annual deductible options)
- Optional benefits (Outpatient, Pharmacy, Dental, Deductible Discount, Premium Waiver due to Cancer)
- All-round Healthcare Concierge Service in Hong Kong
- Free annual body check up
An individual critical illness protection plan aims to provide cash benefits and cover medical expenses due to critical illnesses. This medical insurance policy contains no cash value.
- Critical illness or early stage CI protection lifetime limit of up to HK$1.8M
- Income protection for critical illness or early stage CI of up to HK$60,000 per month
- Annual wellness program to support you at different life stages
- Pregnancy complication benefits
- Psychiatric outpatient treatment benefit
- Multiple claims coverage applies
Cure digital services available for blüüm woman to help you manage your insurance policy through a single app.
Policy details: View and access details of your insurance policy on the app;
Doctor and Clinic Navigation: A doctor and clinic directory to help you find the nearest doctor;
Online Appointment: Provides you with the most updated physician availability to book appointments with the touch of a button;
E-claims: Submit and track the status of your claims digitally anytime, anywhere;
E-card: A digital medical card you can access at all times on the app as long as you have your phone.
Care digital services available for blüüm woman to help you stay on top of your health through a single app.
Mindfulness: Measure how your body responds to stress with a 30-second selfie, and generates customized guided meditations;
Nutrition: Check the nutrition of your food by taking photos of your meal using your smart phone;
Body Measurement: A science-oriented way to track your physical changes, with only a few selfies;
Lifestyle Rewards: Exclusive free or discounted vouchers for lifestyle services and experiences;
Health Articles: Health related content to deliver practical knowledge.
CIGNA AND THE CAREVOICE PARTNERSHIP
Cigna and The CareVoice have partnered together, through the blüüm health platform, to create a health insurance solution dedicated to Hong Kong women’s health needs.
Together we have combined Cigna’s medical insurance expertise and The CareVoice’s digital capability to bring you blüüm woman.
blüüm woman provides a choice of two insurance plans - Cigna HealthSecure Lady Care Plan and Cigna HealthFirst Elite Medical Plan - plus The CareVoice's digital services to offer a customized one-stop digital experience for women.
blüüm woman offers you a unique solution combining health insurance and digital services for active women.
CALL OUR HOTLINE NOW TO FIND OUT MORE!
Hotline for Application and Enquiry: (852) 8101 3599
Care digital service focuses on providing preventive health management services, including body measurement using your smart phone’s camera function, guided meditation, nutrition tool, health articles and lifestyle rewards.
Cure digital service provides one-stop digital medical support. It includes doctor search and navigation, online appointment booking, and policy management services so you can access your E-medical card, view policy documents and make E-claims.
All Care and Cure digital services are available on The CareVoice App. Please download The CareVoice App on App Store/Google Play if you are accessing the services for the first time. After installing the app, please choose CIGNA – blüüm woman and bind your policy using the instructions provided by Cigna in the welcome email sent to you. Now, you can enjoy the Care and Cure digital services!
Lifestyle rewards are offered by The CareVoice and will include a variety of vouchers and discounts that encourage a healthy lifestyle.
To use these rewards, simply log into The Carevoice App, select and redeem the specific reward you would like to enjoy.
blüüm is a health platform managed by Startupcare Limited, offering curated medical insurance plans and health services.
To learn more about blüüm, please visit https://www.bluum.hk/.
The CareVoice is an international health insurtech driven by the mission to make health insurance more accessible and user friendly. With CareVoice’s digital healthcare solutions, you can enjoy a unique health insurance experience, from booking appointments and submitting claims to health management.
To learn more about The CareVoice, please visit www.thecarevoice.com.
- The above insurance plans are underwritten by Cigna Worldwide General Insurance Company Limited (“Cigna”). Relevant descriptions on the insurance products and related services are provided by Startupcare Limited. Startupcare Limited is a licensed insurance intermediary of Cigna for the distribution of general insurance products.
- The features of Cigna HealthFirst Elite Medical Plan and Cigna HealthSecure Lady Care Plan mentioned above do not represent the full terms of the insurance plan and relevant services. For details, please refer to the product brochure, insurance policy documents and the terms and conditions of the services.
- Cure Digital Healthcare Solution and Care Digital Healthcare Solution are services provided by The CareVoice and does not form part of Cigna’s insurance plans.
- The CareVoice App (‘the App’) is provided by The CareVoice. The App and relevant services are subject to The CareVoice’s terms and conditions. Please read through them before use. Any disputes or complaints arisen from such uses or services of the App shall be directly handled by The CareVoice.
- By enrolling for blüüm woman, the applicant shall have read and accepted the Personal Information Collection statement of Cigna, and agree for Cigna to pass the relevant information to The CareVoice for the purposes of enabling the applicant to use the App.