Total:

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To start your application, we will ask you some basic personal information, including your HKID and contact details.

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Promo Confirmation

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Our Recommendations

Here are the combinations that may suit you

Start with Recommendations

Customize my own plan

Design your own health plan

To create your own customized health insurance, choose from any of the 7 benefits according to your needs. ”Recommended” benefits are popular with people whose lifestyle is like yours.

ME SPOUSE CHILD

Core Outpatient Benefit

General Practitioner or Specialist Consultation
Chinese Medicine Practitioner Consultation
Physiotherapy

From

HK$

View details

Outpatient Surgery Benefit

Day-patient or Clinical Surgery

From

HK$

View details

Supplementary Outpatient Benefit

Covers 6 types of supplementary therapies

From

HK$

View details

Dental Benefit

Regular check-ups
Treatment and emergencies

From

HK$

View details

Recommended

Accident Benefit

Accidental Death
Accidental Total and Permanent Disability

From

HK$

View details

Confirmation

The Proposed Person Insureds have never been declined on any new application, renewal or imposed special terms and conditions on any personal accident insurance.
The Proposed Person Insureds do not engage in any professional sports, service of the fire and police or any uniformed forces of any nation, any extra hazardous occupation including skilled or semiskilled workers operating heavy machinery, heavy truck, construction trade workers, mining, laborers, similar occupations requiring a high degree of physical exertion, and any occupation falls within Excluded Occupation. And the Proposed Person Insureds understand that no claims shall be payable to any work or activity falls within Excluded Occupation.

"Excluded Occupation" means the following job title or nature of：

Aircrew (non-commercial flights)；
Carpenter, woodworking, metal working or welding；
Commercial driver and deliveryman of trucks, lorries, taxis, motor cycles, railways and buses ；
Construction site workers, skilled or unskilled worker operating heavy machinery and handling heavy goods, laborers；
Circus trainer, working with wild animal；
Fire or police services, armed guard or any uniformed forces of any nation；
Fisherman, ship crew or maritime workers；
Lifts or escalators technician；
Persons working at a height of greater than fifteen (15) feet；
Professional sports, hazardous or aerial activities；
Stuntman, martial arts or Kung Fu fighter/instructor；
Underground or underwater worker ；
Working in war zones or region of conflict；
Working with hazardous chemicals, ammunitions, explosives or fireworks; or
Nightclub, disco or karaoke club, bar staff, masseur, gambling establishment included mah-jong parlour.

Yes

Plan 1

HK$0/annual0/month

Sum Insured for Accidental Death: HK$600,000
Sum Insured for Accidental Total and Permanent Disability : HK$100,000 per month

Plan 2

HK$0/annual0/month

Sum Insured for Accidental Death: HK$900,000
Sum Insured for Accidental Total and Permanent Disability : HK$150,000 per month

Plan 3

HK$0/annual0/month

Sum Insured for Accidental Death: HK$1,200,000
Sum Insured for Accidental Total and Permanent Disability : HK$200,000 per month

Recommended

Cancer Benefit

Cancer Benefit
Early Stage Malignancy and Carcinoma-in-situ (CIS) Benefit

From

HK$

View details

Confirmation

The Proposed Person Insureds have not been diagnosed with cancer (including early stage, such as carcinoma-in-situ) before or any other disease requiring prescribed treatment for more than three (3) months excluding injuries, diabetes mellitus, asthma or respiratory disorders, high blood pressure, high cholesterol, mental health conditions, rheumatoid arthritis, gastritis, osteoporosis and skin disorders.
The Proposed Person Insureds have not suffered from chronic cough, unexplained bleeding, weight loss of seven (7) kg or more, liver disease (including hepatitis B/C carrier), tumour or any growths, lump, or been awaiting a diagnosis / under investigation for any condition in the last three (3) years.
(For male Proposed Person Insureds only )
None of parents, brother(s) or sister(s) of the Proposed Person Insureds had prostate / colorectal cancer before the age of sixty-five (65).
(For female Proposed Person Insureds only)
None of parents, brother(s) or sister(s) of the Proposed Person Insureds had breast / colorectal cancer before the age of sixty-five (65).

Yes

Cancer Benefit - Plan 1

HK$0/annual0/month

Sum Insured for Cancer Benefit: HK$500,000
Sum Insured for Early Stage Malignancy and Carcinoma-in-situ (CIS) Benefit: HK$150,000

Cancer Benefit - Plan 2

HK$0/annual0/month

Sum Insured for Cancer Benefit: HK$750,000
Sum Insured for Early Stage Malignancy and Carcinoma-in-situ (CIS) Benefit: HK$225,000

Cancer Benefit - Plan 3

HK$0/annual0/month

Sum Insured for Cancer Benefit: HK$1,000,000
Sum Insured for Early Stage Malignancy and Carcinoma-in-situ (CIS) Benefit: HK$300,000

Vision Benefit

Comprehensive eye exam and a full written report or refraction eye exam
Choose either allowance option for glasses or contact lenses

From

HK$

View details

Apply Online

Back to design your own health plan

Core Outpatient Benefit

Benefit item

Co-payment

Maximum Limit

Medical Service Provider

Network Only¹

1. General Practitioner Consultation (includes 3 days of basic medications)

HK$50

50 visits per policy year

2. Specialist Consultation (includes 5 days of basic medications)³

HK$100

10 visits per policy year

3. Chinese Medicine Practitioner Consultation (includes 2 packs of basic herbs)

HK$50

10 visits per policy year

4. Physiotherapy^2,3

HK$150

12 visits per policy year

Remarks:

1. This plan is limited to our network medical service provider. Cigna reserves the right to change the medical service provider from time to time. Please refer to the directory in policy document for the details of the network.

2. Physiotherapy benefit is only applicable to person insured at age 6 or above.

3. Written referral from a registered doctor is required. All referral letters shall be valid for 6 months from the date of issuance.

Outpatient Surgery Benefit

Benefit item

Maximum Limit

Waiting Period

Medical Service Provider

Network Only¹

1. Day-patient or Clinical Surgery

HK$15,000
per disability
HK$100,000
per policy year

30 days

Remarks:

Supplementary Outpatient Benefit

Benefit item

Maximum Limit

Medical Service Provider

Network Only¹

1. Acupuncture²
2. Chinese Bone-setting²
3. Chiropractor Consultation^2,3

Full cover

Medical Service Provider

Network¹ & Non-network

4. Occupational Therapy^2,3
5. Dietetic Guidance^2,3
6. Speech Therapy^2,3

HK$400
per visit

Remarks:

2. Benefit Items 1-6 are subject to overall 10 visits per policy year.

3. Written referral from a registered doctor is required. All referral letters shall be valid for 6 months from the date of issuance.

Dental Benefit

Dental Benefit - Plan 1

Dental Benefit - Plan 2

Benefit Item^1,2

Maximum No. of Visit(s)

Medical Service Provider

Network Only³

Scaling and polishing

Once per policy year

Oral hygiene instruction and oral examination

Unlimited

Intra-oral small film radiograph (if necessary)

Unlimited

Amalgam filling due to decay (molars and premolars)

Unlimited

Composite filling due to decay (canine and incisors only)

Unlimited

Simple extraction (excluding wisdom teeth & surgical extraction)

Unlimited

Drainage of Abscesses (without surgery)

Unlimited

Emergency consultations & dressings for pain relief

Unlimited

Medications (pain killers)

Unlimited

Remarks:

1. All treatments will be provided and subjected to the attending dentist’s judgement based on individual patient’s condition.

2. Person Insured must be aged 8 to aged 60.

3. This plan is limited to our network medical service provider. Cigna reserves the right to change the medical service provider from time to time. Please refer to the directory in policy document for the details of the network.

Accident Benefit

Plan 1

Plan 2

Plan 3

Benefit Item

Sum Insured

Accidental Death
Provides payment of the Sum Insured if the Person Insured dies within 1 year of suffering a bodily injury from an accident

HK$600,000

Accidental Total and Permanent Disability
Provides 6 monthly payments over a period of 6 Calendar Months if the Person Insured suffers from Total and Permanent Disability within 1 year from an Accident¹

HK$100,000
Per month

Remarks:

1. For the avoidance of doubt, if the Person Insured dies after the Accidental Total and Permanent Disability Benefit becomes payable, the Company will continue to pay this benefit until the Maximum Limit is reached. In this case, no benefit shall be payable under Accidental Death Benefit.

Cancer Benefit

Cancer Benefit - Plan 1

Cancer Benefit - Plan 2

Cancer Benefit - Plan 3

Benefit Item

Sum Insured

Waiting Period

Cancer Benefit¹

HK$500,000

90 days

Early Stage Malignancy and Carcinoma-in-situ (CIS) Benefit²

HK$150,000

180 days

Remarks:

1. Payable if the Person Insured survives for at least 30 days after first confirmed diagnosis of Cancer. The Cancer Benefit will be reduced by the Early Stage Malignancy and Carcinoma-in-situ Benefit paid or payable (if any).

2. For Early Stage Malignancy and Carcinoma-in-situ Benefit, the maximum amount of the same or similar benefit paid under all policies with the Company is HK$400,000 per life.

Vision Benefit

Benefit Item¹

Medical Service Provider

Network Only²

Comprehensive eye exam and a full written report or refraction

Once per policy year

Also enjoy either Option 1 or Option 2 per policy year:

Option 1

Single vision lens or progressive lens

Single vision: fully covered lens option (anti-reflective / EMI shielding included) or an allowance of up to HK$640 toward any lens of your choice with 20% discount on amount exceeding allowance
Progressive: fully covered lens option (anti-reflective & easy-to-clean coatings included) or an allowance of up to HK$1,200 toward any lens of your choice with 20% discount on amount exceeding allowance

Frame allowance

An allowance up to HK$1,100 with 20% discount on amount exceeding allowance

Option 2

Contact lens (instead of glasses) allowance and contact lens exam

An allowance up to HK$900 with 10% discount on amount exceeding allowance

Remarks:

1. Person Insured must be aged 3 to aged 60.

2. This plan is limited to our network medical service provider. Cigna reserves the right to change the medical service provider from time to time. Please refer to the directory in policy document for the details of the network.

Core Outpatient Benefit

General Practitioner or Specialist Consultation
Chinese Medicine Practitioner Consultation
Physiotherapy

From

HK$

View details

Outpatient Surgery Benefit

Day-patient or Clinical Surgery

From

HK$

View details

Supplementary Outpatient Benefit

Covers 6 types of supplementary therapies

From

HK$

View details

Dental Benefit

Regular check-ups
Treatment and emergencies

From

HK$

View details

Recommended

Accident Benefit

Accidental Death
Accidental Total and Permanent Disability

From

HK$

View details

Confirmation

The Proposed Person Insureds have never been declined on any new application, renewal or imposed special terms and conditions on any personal accident insurance.
The Proposed Person Insureds do not engage in any professional sports, service of the fire and police or any uniformed forces of any nation, any extra hazardous occupation including skilled or semiskilled workers operating heavy machinery, heavy truck, construction trade workers, mining, laborers, similar occupations requiring a high degree of physical exertion, and any occupation falls within Excluded Occupation. And the Proposed Person Insureds understand that no claims shall be payable to any work or activity falls within Excluded Occupation.

"Excluded Occupation" means the following job title or nature of：

Aircrew (non-commercial flights)；
Carpenter, woodworking, metal working or welding；
Commercial driver and deliveryman of trucks, lorries, taxis, motor cycles, railways and buses ；
Construction site workers, skilled or unskilled worker operating heavy machinery and handling heavy goods, laborers；
Circus trainer, working with wild animal；
Fire or police services, armed guard or any uniformed forces of any nation；
Fisherman, ship crew or maritime workers；
Lifts or escalators technician；
Persons working at a height of greater than fifteen (15) feet；
Professional sports, hazardous or aerial activities；
Stuntman, martial arts or Kung Fu fighter/instructor；
Underground or underwater worker ；
Working in war zones or region of conflict；
Working with hazardous chemicals, ammunitions, explosives or fireworks; or
Nightclub, disco or karaoke club, bar staff, masseur, gambling establishment included mah-jong parlour.

Yes

Plan 1

HK$0/annual0/month

Sum Insured for Accidental Death: HK$600,000
Sum Insured for Accidental Total and Permanent Disability : HK$100,000 per month

Plan 2

HK$0/annual0/month

Sum Insured for Accidental Death: HK$900,000
Sum Insured for Accidental Total and Permanent Disability : HK$150,000 per month

Plan 3

HK$0/annual0/month

Sum Insured for Accidental Death: HK$1,200,000
Sum Insured for Accidental Total and Permanent Disability : HK$200,000 per month

Recommended

Cancer Benefit

Cancer Benefit
Early Stage Malignancy and Carcinoma-in-situ (CIS) Benefit

From

HK$

View details

Confirmation

The Proposed Person Insureds have not been diagnosed with cancer (including early stage, such as carcinoma-in-situ) before or any other disease requiring prescribed treatment for more than three (3) months excluding injuries, diabetes mellitus, asthma or respiratory disorders, high blood pressure, high cholesterol, mental health conditions, rheumatoid arthritis, gastritis, osteoporosis and skin disorders.
The Proposed Person Insureds have not suffered from chronic cough, unexplained bleeding, weight loss of seven (7) kg or more, liver disease (including hepatitis B/C carrier), tumour or any growths, lump, or been awaiting a diagnosis / under investigation for any condition in the last three (3) years.
(For male Proposed Person Insureds only )
None of parents, brother(s) or sister(s) of the Proposed Person Insureds had prostate / colorectal cancer before the age of sixty-five (65).
(For female Proposed Person Insureds only)
None of parents, brother(s) or sister(s) of the Proposed Person Insureds had breast / colorectal cancer before the age of sixty-five (65).

Yes

Cancer Benefit - Plan 1

HK$0/annual0/month

Sum Insured for Cancer Benefit: HK$500,000
Sum Insured for Early Stage Malignancy and Carcinoma-in-situ (CIS) Benefit: HK$150,000

Cancer Benefit - Plan 2

HK$0/annual0/month

Sum Insured for Cancer Benefit: HK$750,000
Sum Insured for Early Stage Malignancy and Carcinoma-in-situ (CIS) Benefit: HK$225,000

Cancer Benefit - Plan 3

HK$0/annual0/month

Sum Insured for Cancer Benefit: HK$1,000,000
Sum Insured for Early Stage Malignancy and Carcinoma-in-situ (CIS) Benefit: HK$300,000

Vision Benefit

Comprehensive eye exam and a full written report or refraction eye exam
Choose either allowance option for glasses or contact lenses

From

HK$

View details

Apply Online

Back to design your own health plan

Core Outpatient Benefit

Benefit item

Co-payment

Maximum Limit

Medical Service Provider

Network Only¹

1. General Practitioner Consultation (includes 3 days of basic medications)

HK$50

50 visits per policy year

2. Specialist Consultation (includes 5 days of basic medications)³

HK$100

10 visits per policy year

3. Chinese Medicine Practitioner Consultation (includes 2 packs of basic herbs)

HK$50

10 visits per policy year

4. Physiotherapy^2,3

HK$150

12 visits per policy year

Remarks:

2. Physiotherapy benefit is only applicable to person insured at age 6 or above.

3. Written referral from a registered doctor is required. All referral letters shall be valid for 6 months from the date of issuance.

Outpatient Surgery Benefit

Benefit item

Maximum Limit

Waiting Period

Medical Service Provider

Network Only¹

1. Day-patient or Clinical Surgery

HK$15,000
per disability
HK$100,000
per policy year

30 days

Remarks:

Supplementary Outpatient Benefit

Benefit item

Maximum Limit

Medical Service Provider

Network Only¹

1. Acupuncture²
2. Chinese Bone-setting²
3. Chiropractor Consultation^2,3

Full cover

Medical Service Provider

Network¹ & Non-network

4. Occupational Therapy^2,3
5. Dietetic Guidance^2,3
6. Speech Therapy^2,3

HK$400
per visit

Remarks:

2. Benefit Items 1-6 are subject to overall 10 visits per policy year.

3. Written referral from a registered doctor is required. All referral letters shall be valid for 6 months from the date of issuance.

Dental Benefit

Dental Benefit - Plan 1

Dental Benefit - Plan 2

Benefit Item^1,2

Maximum No. of Visit(s)

Medical Service Provider

Network Only³

Scaling and polishing

Once per policy year

Oral hygiene instruction and oral examination

Unlimited

Intra-oral small film radiograph (if necessary)

Unlimited

Amalgam filling due to decay (molars and premolars)

Unlimited

Composite filling due to decay (canine and incisors only)

Unlimited

Simple extraction (excluding wisdom teeth & surgical extraction)

Unlimited

Drainage of Abscesses (without surgery)

Unlimited

Emergency consultations & dressings for pain relief

Unlimited

Medications (pain killers)

Unlimited

Remarks:

1. All treatments will be provided and subjected to the attending dentist’s judgement based on individual patient’s condition.

2. Person Insured must be aged 8 to aged 60.

Accident Benefit

Plan 1

Plan 2

Plan 3

Benefit Item

Sum Insured

Accidental Death
Provides payment of the Sum Insured if the Person Insured dies within 1 year of suffering a bodily injury from an accident

HK$600,000

HK$100,000
Per month

Remarks:

Cancer Benefit

Cancer Benefit - Plan 1

Cancer Benefit - Plan 2

Cancer Benefit - Plan 3

Benefit Item

Sum Insured

Waiting Period

Cancer Benefit¹

HK$500,000

90 days

Early Stage Malignancy and Carcinoma-in-situ (CIS) Benefit²

HK$150,000

180 days

Remarks:

2. For Early Stage Malignancy and Carcinoma-in-situ Benefit, the maximum amount of the same or similar benefit paid under all policies with the Company is HK$400,000 per life.

Vision Benefit

Benefit Item¹

Medical Service Provider

Network Only²

Comprehensive eye exam and a full written report or refraction

Once per policy year

Also enjoy either Option 1 or Option 2 per policy year:

Option 1

Single vision lens or progressive lens

Frame allowance

An allowance up to HK$1,100 with 20% discount on amount exceeding allowance

Option 2

Contact lens (instead of glasses) allowance and contact lens exam

An allowance up to HK$900 with 10% discount on amount exceeding allowance

Remarks:

1. Person Insured must be aged 3 to aged 60.

Core Outpatient Benefit

General Practitioner or Specialist Consultation
Chinese Medicine Practitioner Consultation
Physiotherapy

From

HK$

View details

Outpatient Surgery Benefit

Day-patient or Clinical Surgery

From

HK$

View details

Supplementary Outpatient Benefit

Covers 6 types of supplementary therapies

From

HK$

View details

Dental Benefit

Regular check-ups
Treatment and emergencies

From

HK$

View details

Recommended

Accident Benefit

Accidental Death
Accidental Total and Permanent Disability

From

HK$

View details

Confirmation

The Proposed Person Insureds have never been declined on any new application, renewal or imposed special terms and conditions on any personal accident insurance.
The Proposed Person Insureds do not engage in any professional sports, service of the fire and police or any uniformed forces of any nation, any extra hazardous occupation including skilled or semiskilled workers operating heavy machinery, heavy truck, construction trade workers, mining, laborers, similar occupations requiring a high degree of physical exertion, and any occupation falls within Excluded Occupation. And the Proposed Person Insureds understand that no claims shall be payable to any work or activity falls within Excluded Occupation.

"Excluded Occupation" means the following job title or nature of：

Aircrew (non-commercial flights)；
Carpenter, woodworking, metal working or welding；
Commercial driver and deliveryman of trucks, lorries, taxis, motor cycles, railways and buses ；
Construction site workers, skilled or unskilled worker operating heavy machinery and handling heavy goods, laborers；
Circus trainer, working with wild animal；
Fire or police services, armed guard or any uniformed forces of any nation；
Fisherman, ship crew or maritime workers；
Lifts or escalators technician；
Persons working at a height of greater than fifteen (15) feet；
Professional sports, hazardous or aerial activities；
Stuntman, martial arts or Kung Fu fighter/instructor；
Underground or underwater worker ；
Working in war zones or region of conflict；
Working with hazardous chemicals, ammunitions, explosives or fireworks; or
Nightclub, disco or karaoke club, bar staff, masseur, gambling establishment included mah-jong parlour.

Yes

Plan 1

HK$0/annual0/month

Sum Insured for Accidental Death: HK$600,000
Sum Insured for Accidental Total and Permanent Disability : HK$100,000 per month

Plan 2

HK$0/annual0/month

Sum Insured for Accidental Death: HK$900,000
Sum Insured for Accidental Total and Permanent Disability : HK$150,000 per month

Plan 3

HK$0/annual0/month

Sum Insured for Accidental Death: HK$1,200,000
Sum Insured for Accidental Total and Permanent Disability : HK$200,000 per month

Recommended

Cancer Benefit

Cancer Benefit
Early Stage Malignancy and Carcinoma-in-situ (CIS) Benefit

From

HK$

View details

Confirmation

The Proposed Person Insureds have not been diagnosed with cancer (including early stage, such as carcinoma-in-situ) before or any other disease requiring prescribed treatment for more than three (3) months excluding injuries, diabetes mellitus, asthma or respiratory disorders, high blood pressure, high cholesterol, mental health conditions, rheumatoid arthritis, gastritis, osteoporosis and skin disorders.
The Proposed Person Insureds have not suffered from chronic cough, unexplained bleeding, weight loss of seven (7) kg or more, liver disease (including hepatitis B/C carrier), tumour or any growths, lump, or been awaiting a diagnosis / under investigation for any condition in the last three (3) years.
(For male Proposed Person Insureds only )
None of parents, brother(s) or sister(s) of the Proposed Person Insureds had prostate / colorectal cancer before the age of sixty-five (65).
(For female Proposed Person Insureds only)
None of parents, brother(s) or sister(s) of the Proposed Person Insureds had breast / colorectal cancer before the age of sixty-five (65).

Yes

Cancer Benefit - Plan 1

HK$0/annual0/month

Sum Insured for Cancer Benefit: HK$500,000
Sum Insured for Early Stage Malignancy and Carcinoma-in-situ (CIS) Benefit: HK$150,000

Cancer Benefit - Plan 2

HK$0/annual0/month

Sum Insured for Cancer Benefit: HK$750,000
Sum Insured for Early Stage Malignancy and Carcinoma-in-situ (CIS) Benefit: HK$225,000

Cancer Benefit - Plan 3

HK$0/annual0/month

Sum Insured for Cancer Benefit: HK$1,000,000
Sum Insured for Early Stage Malignancy and Carcinoma-in-situ (CIS) Benefit: HK$300,000

Vision Benefit

Comprehensive eye exam and a full written report or refraction eye exam
Choose either allowance option for glasses or contact lenses

From

HK$

View details

Apply Online

Back to design your own health plan

Core Outpatient Benefit

Benefit item

Co-payment

Maximum Limit

Medical Service Provider

Network Only¹

1. General Practitioner Consultation (includes 3 days of basic medications)

HK$50

50 visits per policy year

2. Specialist Consultation (includes 5 days of basic medications)³

HK$100

10 visits per policy year

3. Chinese Medicine Practitioner Consultation (includes 2 packs of basic herbs)

HK$50

10 visits per policy year

4. Physiotherapy^2,3

HK$150

12 visits per policy year

Remarks:

2. Physiotherapy benefit is only applicable to person insured at age 6 or above.

3. Written referral from a registered doctor is required. All referral letters shall be valid for 6 months from the date of issuance.

Outpatient Surgery Benefit

Benefit item

Maximum Limit

Waiting Period

Medical Service Provider

Network Only¹

1. Day-patient or Clinical Surgery

HK$15,000
per disability
HK$100,000
per policy year

30 days

Remarks:

Supplementary Outpatient Benefit

Benefit item

Maximum Limit

Medical Service Provider

Network Only¹

1. Acupuncture²
2. Chinese Bone-setting²
3. Chiropractor Consultation^2,3

Full cover

Medical Service Provider

Network¹ & Non-network

4. Occupational Therapy^2,3
5. Dietetic Guidance^2,3
6. Speech Therapy^2,3

HK$400
per visit

Remarks:

2. Benefit Items 1-6 are subject to overall 10 visits per policy year.

3. Written referral from a registered doctor is required. All referral letters shall be valid for 6 months from the date of issuance.

Dental Benefit

Dental Benefit - Plan 1

Dental Benefit - Plan 2

Benefit Item^1,2

Maximum No. of Visit(s)

Medical Service Provider

Network Only³

Scaling and polishing

Once per policy year

Oral hygiene instruction and oral examination

Unlimited

Intra-oral small film radiograph (if necessary)

Unlimited

Amalgam filling due to decay (molars and premolars)

Unlimited

Composite filling due to decay (canine and incisors only)

Unlimited

Simple extraction (excluding wisdom teeth & surgical extraction)

Unlimited

Drainage of Abscesses (without surgery)

Unlimited

Emergency consultations & dressings for pain relief

Unlimited

Medications (pain killers)

Unlimited

Remarks:

1. All treatments will be provided and subjected to the attending dentist’s judgement based on individual patient’s condition.

2. Person Insured must be aged 8 to aged 60.

Accident Benefit

Plan 1

Plan 2

Plan 3

Benefit Item

Sum Insured

Accidental Death
Provides payment of the Sum Insured if the Person Insured dies within 1 year of suffering a bodily injury from an accident

HK$600,000

HK$100,000
Per month

Remarks:

Cancer Benefit

Cancer Benefit - Plan 1

Cancer Benefit - Plan 2

Cancer Benefit - Plan 3

Benefit Item

Sum Insured

Waiting Period

Cancer Benefit¹

HK$500,000

90 days

Early Stage Malignancy and Carcinoma-in-situ (CIS) Benefit²

HK$150,000

180 days

Remarks:

2. For Early Stage Malignancy and Carcinoma-in-situ Benefit, the maximum amount of the same or similar benefit paid under all policies with the Company is HK$400,000 per life.

Vision Benefit

Benefit Item¹

Medical Service Provider

Network Only²

Comprehensive eye exam and a full written report or refraction

Once per policy year

Also enjoy either Option 1 or Option 2 per policy year:

Option 1

Single vision lens or progressive lens

Frame allowance

An allowance up to HK$1,100 with 20% discount on amount exceeding allowance

Option 2

Contact lens (instead of glasses) allowance and contact lens exam

An allowance up to HK$900 with 10% discount on amount exceeding allowance

Remarks:

1. Person Insured must be aged 3 to aged 60.

Pick your own health protection

Enjoy up to 30% premium discount

Selected benefit(s):

Annual

Monthly

Standard Rate

HK$ 0

Annual Premium

HK$ 0

Standard Rate

HK$ 0

Annual Premium

HK$ 0

Summary

More Details

Selected Benefit	PER ANNUM PER MONTH

Total Standard Rate HK$0		Annual Premium HK$0
Total Standard Rate HK$0		Annual Premium HK$ 0