Senior Life Insurance Plan For Elderly Over 50 | Cigna Hong Kong

Offering unconditional acceptance to age 85, this senior insurance plan offers protection through your golden years at a guaranteed premium, with four plan options and a range of riders.

  • Guaranteed acceptance
  • No medical examination required and no health questions asked
  • Premium remains unchanged regardless of any changes in your health or age
  • 4 plan levels ranging from HK$80,000 to 150,000 to suit your needs

Enjoy a 10%
permanent
premium discount

Learn More

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Death Benefit

Total basic premium paid within the first two policy years 100% of sum insured from the third policy year

Additional Accidental Death Benefit

An additional 100% of the sum insured will be paid if the life insured passes away due to an accident

Issue Age

From age 55 - 85

Coverage Amount

For details of the insurance coverage, please click here.


Complimentary Benefits

Medical check-up discount coupon

Free eye test (Cataract & Glaucoma) coupon

Hearing assessment coupon


Accidental Daily Hospital Income Benefit

Daily Hospital Income up to HK$1,000 per day will be paid if the life insured is hospitalized due to an accident. The maximum benefit period is 180 days per hospital stay.

Accidental Total and Permanent Disability Benefit

An additional lump sum payment equivalent to the sum insured will be paid if the life insured suffers from Total and Permanent Disability due to an accident.

Terminal Illness Benefit

An advance lump sum payment equivalent to 50% of the Death Benefit will be paid if the life insured contracts a terminal illness.

Cigna Senior Life Plan Plan Levels (HK$)
1 2 3 4
Death Benefit 80,000 100,000 120,000 150,000
Additional Accidental Death Benefit Extra 100% of the Death Benefit
Recommended Additional Benefits
Accidental Daily Hospital Income Benefit * 600 800 900 1,000
Accidental Total and Permanent Disability Benefit Extra 100% of the Death Benefit
Terminal Illness Benefit Advance 50% of the Death Benefit

* You can choose any of the 4 benefit amount regardless of the chosen death benefit plan.

Terms & Conditions

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