CIGNA SENIOR LIFE PLAN
An enduring gift for your loved ones
Offering unconditional acceptance to age 85, this senior insurance plan offers protection through your golden years at a guaranteed premium, with four plan options and a range of riders.
- Guaranteed acceptance
- No medical examination required and no health questions asked
- Premium remains unchanged regardless of any changes in your health or age
- 4 plan levels ranging from HK$80,000 to 150,000 to suit your needs
Total basic premium paid within the first two policy years 100% of sum insured from the third policy year
Additional Accidental Death Benefit
An additional 100% of the sum insured will be paid if the life insured passes away due to an accident
From age 55 - 85
Medical check-up discount coupon
Free eye test (Cataract & Glaucoma) coupon
Hearing assessment coupon
Recommended Additional Benefits
Accidental Daily Hospital Income Benefit
Daily Hospital Income up to HK$1,000 per day will be paid if the life insured is hospitalized due to an accident. The maximum benefit period is 180 days per hospital stay.
Accidental Total and Permanent Disability Benefit
An additional lump sum payment equivalent to the sum insured will be paid if the life insured suffers from Total and Permanent Disability due to an accident.
Terminal Illness Benefit
An advance lump sum payment equivalent to 50% of the Death Benefit will be paid if the life insured contracts a terminal illness.
|Cigna Senior Life Plan||Plan Levels (HK$)|
|Additional Accidental Death Benefit||Extra 100% of the Death Benefit|
|Recommended Additional Benefits|
|Accidental Daily Hospital Income Benefit *||600||800||900||1,000|
|Accidental Total and Permanent Disability Benefit||Extra 100% of the Death Benefit|
|Terminal Illness Benefit||Advance 50% of the Death Benefit|
* You can choose any of the 4 benefit amount regardless of the chosen death benefit plan.