Asia Miles

HomeSafe Protection Insurance

HomeSafe Protection Insurance gives you a host of combined protection benefits that covers household contents, personal belongings and third party liability. Each benefit is designed to suit your specified needs, enabling you to enjoy a carefree and safe residence for your peace of mind.

Product Highlights:
HomeSafe Protection Insurance consists of three sections:

1. All Risks Insurance for Household Contents
2. Public Liability
3. Optional Benefits

  • Enrollment bonus 500
  • Extra 5 for every HK$ 8 of paid premium
  • Extra 10% premium discount (online application only)
Coverage
Section 1 - Household Contents (Basic Coverage)
Furniture, furnishings, household appliances, computer, Hi-Fi, television, home video equipment, piano
Household improvement
Valuables
Foodstuffs (except Frozen Food)
Household Contents other than above
Extension (For Free)
Removal of Debris
Interior alterations and repairs (subject to maximum contract value of HK $50,000 and maximum contract period of 2 months)
Replacement of Locks or Windows
Personal Effects
Loss of Money or Unauthorised use of Credit Cards
Loss of Personal Documents
Household Removal or Temporary Removal
Damage to Frozen Food
Loss of Domestic Helper's Property
Additional Benefits (For Free)
Alternative Accommodation
Accidental Death Benefit
24-hour Home Assistance Service
Section 2 - Public Liability
Section 3 - Optional Benefits
All risk coverage for building
Additional valuables (Plan II & III are subject to Quotation, but not applicable to Plan I)

 

Major Exclusions
(1) Wear and tear, mildew, mold, moisture, rot, corrosion, rust, gradually deterioration, market depreciation, the action of light or atmosphere and gradually operating causes.
(2) Theft or attempted theft not accompanied with forcible or violent entry to or exit from the home leaving visible marks.
(3) Breakdown and / or mechanical malfunction of electrical appliances and computer equipment.
(4) Leaving property behind and unattended.
(5) Wilful act, deliberate act, recklessness, malicious acts or vandalism.
(6) Fines, penalties, punitive or exemplary damages.
(7) Any act of terrorism.

 

Annual Premium (HK$) Non-Low Rise House Low Rise House
Section 1 Annual Premium (Original) Plan I
Plan II
Plan III		 $680.00
$980.00
$1,480.00		 $1,280.00
$1,880.00
$ 2,680.00
Online Application (10% premium discount)
Total Asia Miles earned**		 Plan I

Plan II

Plan III		 $612.00
880
$882.00
1,050
$1,332.00
1,330		 $1,152.00
1,220
$1,692.00
1,555
$2,412.00
2,005
Hotline Application (5% premium discount)
Total Asia Miles earned**		 Plan I

Plan II

Plan III		 $646.00
900
$931.00
1,080
$1,406.00
1,378		 $1,216.00
1,260
$1,786.00
1,615
$2,546.00
2,090
Section 2 Free
Section 3
All risk coverage for building Subject to quotation
Additional valuables Plan I (not applicable), Plan II and III (subject to quotation)

**(including one off 500 enrollment bonus (apply to 1st policy year only) and 5 for every HK$ 8 of paid premium)
Remarks: Subject to a minimum premium of HK$500 for an in force period of less than 1 year.

Apply Now To Earn Asia Miles & Enjoy Premium Discount

Click here for Benefit details or to apply online

(The offer of earning Asia Miles is applicable to the insurance policies 
effective on or before 28 February, 2010)

 

Please enter your Asia Miles membership number in the field of 'Membership Number'
on the insurance plan application form to enjoy this offer.

 

*You will enter the webpage of Blue Cross (Asia-Pacific) Insurance Ltd for online application.
You can check the detailed product features and apply immediately in the website.

Or

Call Application Hotline: 2233 4498 (office hour from 9:00am to 5:30pm, Monday to Friday,
except Saturdays, Sundays and Public Holidays)
Terms and conditions:
  1. This insurance plan is underwritten by Blue Cross (Asia-Pacific) Insurance Limited ("Blue Cross"), an authorized insurer in Hong Kong, and distributed by its authorized agent, CIGNA Worldwide General Insurance Company Limited ("CIGNA").
  2. Offer is only applicable to members who purchase the individual plan(s) through the specific designated channels provided by CIGNA.
  3. Offer is available only to Asia Miles members who are Hong Kong residents.
  4. Membership of Asia Miles is mandatory. Please enter your Asia Miles membership number in the field of 'Membership Number' on the insurance plan application form to enjoy this offer.
  5. Asia Miles will be credited to the member's account within four to six weeks after issue of policy.
  6. For after sales services of the above general insurance products, please contact our designated Customer Service Hotline at 3608 2996 (9:00am to 5:30pm, Monday to Friday, except Saturdays, Sundays and Public Holidays).
  7. Please refer to the actual policy for detailed terms and conditions.
  8. If policyholder(s) cancel their policy(ies) within the covered period, Blue Cross will offer partial refund of the premium subject to short period rate or minimum premium, whichever is higher, provided that no claim has been made during the period of insurance.
  9. If policy(ies) is(are) cancelled within the covered period, CIGNA shall charge the policyholder(s) HK$500 as handling fee.
  10. CIGNA and Cathay Pacific Loyalty Programmes Ltd accept no liability for quality of goods and services provided by Blue Cross.
  11. Other Asia Miles terms and conditions apply.
  12. In the event of conflict or discrepancy, the English version shall prevail over the Chinese version.

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