Asia Miles

Annual China Travel Insurance Plan

More and more Hong Kong people travel frequently to China for either business or touring purposes in view of our close relationship with China. Annual China Travel Insurance Plan is an insurance plan specially designed for those frequent travelers to China offering them comprehensive insurance coverage.

  • Enrollment bonus 500
  • Extra 5 for every HK$ 8 of paid premium
  • Extra 10% premium discount (online application only)
  • Product Highlights
  • Full Year Protection
    Covers up to 60 days (per trip)
  • No Benefits Deductible
    Except lap-top computer
  • Worldwide Emergency Aid
    Provide the best 24-hour Emergency Service.
  • No Premium Loading on Various Sport Activities
    Including winter sports, trekking, scuba diving, bungee jumping and various aquatic sports.
  • Additional Personal Accident Benefit Option
  • "Travel Delay" due to terrorism is also covered
  • Extension cover to lap-top computer under Baggage Cover
  • Age Limit
    A minimum age of 18 years old to a maximum age of 75 years old.
  • Emergency Cash
    During the trip in China, if an Insured Person is robbed of his/her personal money or he/she loses travel documents in a robbery or an accident, he/she can call the 24-hour Worldwide Emergency Aid, and he/she will receive an Emergency Cash assistance through the Branches of The Bank of East Asia in China. Maximum cash advance for each Insured Person is HK$500 or equivalent amount in RMB (up to a maximum of 3 events per year).
  • 2 in 1 Annual Travel Card
    In the event of bodily injuries or sickness requiring hospitalization in China, by using our 2 in 1 Annual Travel Card, you will be admitted to over 100 network hospitals or medical units without paying any deposits.
  • Special Benefits
    No Claim Discount

    One year of clean claim record: 10%
    Consecutive two years of clean claim record: 15%
    Consecutive three years of clean claim record: 20%
  • Group & Family Discount#
    2 persons or above: 10%
    4 persons or above: 15%
    10 persons or above: 20%
    20 persons or above: 25%

# each type of discount cannot be applied at the same time except for no claim discount.

Coverage
(1) Personal Accident (2) Overseas Medical Expenses
(3) 24 Hours Emergency Services (4) Hospital Cash Allowance
(5) Major Burns (6) Baggage
(7) Baggage Delay (8) Cancellation Chargey
(9) Travel Delay (10) Curtailment of Trip
(11) Loss of Travel Document (12) Personal Money
(13) Loss of Home Contents (14) Personal Liability

 

ANNUAL PREMIUM (HK$)
Annual Premium(Original) $980.00
Online Application (10% premium discount)
Total Asia Miles earned**
$882.00
1050
Hotline Application (5% premium discount)
Total Asia Miles earned**
$931.00
1080

**(including one off 500 enrollment bonus (apply to 1st policy year only) and 5 for every HK$ 8 of paid premium)

Apply Now To Earn Asia Miles & Enjoy Premium Discount

Click here for Benefit details or to apply online

(The offer of earning Asia Miles is applicable to the insurance policies 
effective on or before 28 February, 2010)

 

Please enter your Asia Miles membership number in the field of 'Membership Number'
on the insurance plan application form to enjoy this offer.

 

*You will enter the webpage of Blue Cross (Asia-Pacific) Insurance Ltd for online application.
You can check the detailed product features and apply immediately in the website.

Or

Call Application Hotline: 2233 4498 (office hour from 9:00am to 5:30pm, Monday to Friday,
except Saturdays, Sundays and Public Holidays)

Terms and conditions:
  1. This insurance plan is underwritten by Blue Cross (Asia-Pacific) Insurance Limited ("Blue Cross"), an authorized insurer in Hong Kong, and distributed by its authorized agent, CIGNA Worldwide General Insurance Company Limited ("CIGNA").
  2. Offer is only applicable to members who purchase the individual plan(s) through the specific designated channels provided by CIGNA.
  3. Offer is available only to Asia Miles members who are Hong Kong residents.
  4. Membership of Asia Miles is mandatory. Please enter your Asia Miles membership number in the field of 'Membership Number' on the insurance plan application form to enjoy this offer.
  5. Asia Miles will be credited to the member's account within four to six weeks after issue of policy.
  6. For after sales services of the above general insurance products, please contact our designated Customer Service Hotline at 3608 2996 (9:00am to 5:30pm, Monday to Friday, except Saturdays, Sundays and Public Holidays).
  7. Please refer to the actual policy for detailed terms and conditions.
  8. If policyholder(s) cancel their policy(ies) within the covered period, Blue Cross will offer partial refund of the premium subject to short period rate or minimum premium, whichever is higher, provided that no claim has been made during the period of insurance.
  9. If policy(ies) is(are) cancelled within the covered period, CIGNA shall charge the policyholder(s) HK$500 as handling fee.
  10. CIGNA and Cathay Pacific Loyalty Programmes Ltd accept no liability for quality of goods and services provided by Blue Cross.
  11. Other Asia Miles terms and conditions apply.
  12. In the event of conflict or discrepancy, the English version shall prevail over the Chinese version.

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