SMARTJOY TERM LIFE PLAN - 10-Year

Affordable Premium + Life Insurance + Accidental Death Benefit + Loyalty Bonus

With less than HK$3.5*/ day, SmartJoy Term Life Plan - 10-Year provides you with comprehensive protection without extra financial burden.

5 great reasons to join our plan

  • Policy term of 10 years and renewal up to 65 years old
  • Death Benefits up to HK$1,200,000
  • Accidental Death Benefits in a Common Carrier up to HK$2,400,000
  • Unemployment Benefit (Maximum 6 months of premium can be waived while you can continue to enjoy the original protection coverage)
  • Loyalty Bonus up to HK$6,000 (at the end of every 10 policy years)
For details, please call us at (852) 8107 0783.

>> Know More

* Amount of daily payment calculated with age 25 female, non-smoker and benefit level 1.
The actual insurance fee will adjust according to each person.

Download CIGNA SmartJoy Term Life Insurance Plan Product Guide Here

Download Acrobat Reader for viewing brochure.

Back to Top

SmartJoy Term Life Plan

Benefit  Plan Level 1
(HKD)		 Plan Level 2
(HKD)		 Plan Level 3
(HKD)
Death Benefit  400,000 800,000 1,200,000
Additional Accidental Death Benefit
in a Common Carrier 		 400,000 800,000 1,200,000
Loyalty Bonus  2,000 4,000 6,000