CIGNA HealthFirst Choice

CIGNA HealthFirst Choice provides you with a comprehensive medical coverage with around HK$6.61/ day.

  • Based on prevention and ongoing health and wellness program to help you make the right choice to manage your health and to enjoy life
  • CIGNA HealthFirst Choice provides Private, Semi-private and Ward as options on inpatient coverage, so you can choose your preferred coverage to meet your needs
  • Worldwide coverage for medical emergency
  • Optional benefits such as Outpatient Benefits to supplement the gaps of shortfalls of medical coverage provided by your employer

>>Plan Details   >>Case Illustration

Plan Highlights

  • No deposit at admission, No claim needed after discharge2
  • No individual premium loading
  • Second medical opinion service
  • Lifetime renewal 3
  • 24-hour CIGNA HealthFirst hotline
  • Customer-oriented coverage
  • 10% discount on the premium for non-smokers
  • No claim discount at renewal
  • Children's discount
  • CIGNA Complimentary Lifelong Preventive Program
  • CIGNA Health & Wellness Program

CIGNA HealthFirst Choice at a glance

Basic Plan Hospital and Surgical Benefit (covers Hospital Room and Board, Miscellaneous Expenses, Intensive Care Unit Expenses, Private Nursing Expenses, Surgical Expenses, Anaesthetist’s Expenses, Operating Theatre Expenses, Inpatient Doctor’s Call, Inpatient Specialist’s Fee, Pre-admission and Post-Hospitalization Outpatient Expenses, etc.)
Optional Benefits Supplementary Major Medical Benefit
Outpatient Benefit (covers General Practitioner, Specialist, Physiotherapist, Chiropractor, Chinese Herbalist, Chinese Bonesetter, Acupuncturist, Prescribed Western Medication, Home Consultation, Diagnostic Imaging and Laboratory test. You can consult your preferred medical professionals or use the in-network services.)
Hospital Cash Benefit
Dental Benefit
Free Benefits Life Benefit
Second Medical Opinion Service
24-hour CIGNA HealthFirst Hotline
24-hour Worldwide Medical Assistance
CIGNA Complimentary Lifelong Preventive Program Annual influenza vaccination, health screening and other services to help you maintain good health
CIGNA Health & Wellness Program Enjoy an array of services that helps improve your health and quality of living at up to 40% discount. Services include Health Screening, Eye Care (LASIK), Vaccination, Weight Control and Smoke Cessation Programs.
For details, please call us at  (852) 8200 8017.

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1. Premium is calculated based on a non-smoking male aged 35, with enrollment to CIGNA HealthFirst Choice (Ward) Plan.
2. Eligibility to this benefit is subject to the terms and conditions of the relevant policy provisions and the acceptance of the "Guarantee of Payment Letter" by the hospitals/
3. Lifetime renewal is applicable to Basic Plan – Hospital and Surgical Benefits.