CIGNA "CANCER + HOSPITAL CASH" INSURANCE PLAN

Cancer Insurance + Hospital Cash Insurance in ONE Plan

Want to enjoy coverage of cancer protection and hospital income benefit in one insurance plan? CIGNA "Cancer + Hospital Cash" Insurance Plan can meet your needs. Incidences of cancer are on the increase due to stressful lifestyle of modern people. Once diagnosed with cancer, one may have to pay high cost of medical treatment and hospital confinement while continuing to support the family financially.

With CIGNA "Cancer + Hospital Cash" Insurance Plan, not only daily hospital income benefit due to general sickness or accident will be offered, if the Person Insured is unfortunately diagnosed of cancer for the first time, an additional hospital income benefit will be paid. To further help you lessen the financial burden of cancer treatment, a lump sum payment of Cancer Benefit and Medical Expenses of Cancer Benefit will also be paid.

Enrolment is easy, just complete your application online or call us at
(852) 8107 0781 to find out more!

Coverage Details

Proposed Person Insured Issue Age Age 18 - 601
Cancer Benefit If the Person Insured is first confirmed diagnosis of cancer, lump sum amount with a maximum of up to HK$200,000 will be paid.
Daily Hospital Income Benefit
(Maximum benefit period per Hospital Confinement is 730 days)2		 If the Person Insured is first confirmed diagnosis of cancer that results in Hospital Confinement, an additional Daily Hospital Income with a maximum of up to HK$800 will be paid.
Daily Hospital Income Benefit due to Cancer3
(Maximum benefit period per Policy is 90 days)  		 If the Person Insured is first confirmed diagnosis of cancer that results in Hospital Confinement, an additional Daily Hospital Income with a maximum of up to HK$800 will be paid.
Medical Expenses of Cancer Benefit4 If the Person Insured is first confirmed diagnosis of cancer, reimbursement of medical expenses with maximum amount up to HK$50,000 will be paid.
Death Benefit  In the event that the Person Insured dies during the policy term, Death Benefit equal to the total paid premium will be paid to beneficiary.
SOS 24 Hours Worldwide Emergency Assistance Services5 Emergency medical evacuation or repatriation to Hong Kong and a series of 24-hour worldwide evacuation services.
Medical Check-up Discount Coupon#  Medical Check-up Discount Coupon will be offered once at policy issuance.

Remarks:
1.The insurance coverage will automatically end upon the first Anniversary Date after the Person Insured reaches age 65.
2.Maximum benefit period per hospital confinement is 90 days if hospitalization happens in Mainland China or Macau SAR.
3.It applies to the Person Insured suffering from the First Confirmed Diagnosis of Cancer that result in Hospital Confinement within two (2) years from the date of First Confirmed Diagnosis of first Cancer under this Policy.
4.It applies to the Person Insured suffering from the First Confirmed Diagnosis of Cancer that result in medical expenses within two (2) years from the date of First Confirmed Diagnosis of first Cancer under this Policy.
5.These services are provided by International SOS (HK) Limited.
#CIGNA reserves the right to amend the terms and conditions of promotional offers relating the medical check-up discount coupon and may withdraw, discontinue or change the promotion without prior notice. In case of dispute, the decision of CIGNA shall be final.
Note:Upon full payment of Cancer Benefit, Daily Hospital Income Benefit due to Cancer and Medical Expenses of Cancer Benefit under this Policy, these benefits shall be ceased while policy will continue to be effective.

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Coverage Amount:

Benefit  Plan Level 1
(HKD)		 Plan Level 2
(HKD)		 Plan Level 3
(HKD)
Daily Hospital Income Benefit  300 500 800
Additional Daily Hospital Income Benefit due to Cancer  300 500 800
Cancer Benefit  80,000 120,000 200,000
Medical Expenses of Cancer Benefit  20,000 30,000 50,000
The above information is for reference only. Please refer to the insurance contract for product details.

>> Illustrative Example

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CIGNA "CANCER + HOSPITAL CASH" INSURANCE PLAN

Benefit  Plan Level 1
(HKD)		 Plan Level 2
(HKD)		 Plan Level 3
(HKD)
Daily Hospital Income Benefit  300 500 800
Additional Daily Hospital Income Benefit due to Cancer  300 500 800
Cancer Benefit  80,000 120,000 200,000
Medical Expenses of Cancer Benefit  20,000 30,000 50,000