CIGNA "CANCER + HOSPITAL CASH" INSURANCE PLAN
Illustrative Example:
Mr. Wong was an energetic man and also the bread winner of his family with a lovely wife and 5-year-old child. Like many Hong Kong people, Mr. Wong worked very hard and long hours every day in order to stay competitive in the job market. He had little time to relax or take good rest.
Though busy, Mr. Wong still squeezed out time from his schedule to spend time with his boy. They went cycling one weekend but unfortunately Mr. Wong broke his leg and was sent to the hospital. With CIGNA "Cancer + Hospital Cash" Insurance Plan he had bought online for less than HK$4/day, he received hospital income benefit of HK$800/day for the hospital confinement.
Another bad news hit the Wong¡¦s family just a few weeks after the bike accident - Mr. Wong was diagnosed with cancer for the first time. With the lump sum benefit of HK$200,000 received from CIGNA "Cancer + Hospital Cash" Insurance Plan he had purchased online from CIGNA with less than HK$4*/day, he was able to pay off his first major cancer treatment while financially sustaining his family during such critical period of time. He also reimbursed the maximum amount of HK$50,000 available under the Plan for medical expenses incurred as a result of cancer, and he also received hospital income benefit and additional hospital income benefit due to cancer which summed up to HK$1,600/day during the 2 months when he stayed in the hospital.
Mr. Wong felt grateful that he had bought the CIGNA "Cancer + Hospital Cash" Insurance Plan. The Plan enabled him to get the necessary medical treatment and hospital confinement without worrying about the financial burden brought about by such unexpected incident that would actually happen to anybody at any moment.
Summary:
| 1) |
Daily Hospital Income Benefit |
HK$800/day |
| 2) |
Cancer Benefit |
HK$200,000 |
| 3) |
Medical Expenses of Cancer Benefit |
HK$50,000 |
| 4) |
Daily Hospital Income Benefit (HK$800/day) plus Additional Daily Hospital Income Benefit due to Cancer (HK$800/day) |
HK$1,600/day |
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